Financial Education Courses
Accessible, practical modules designed for people at every stage of their financial journey. No prior knowledge required.
Learning that connects to real life
Financial education works best when it connects directly to your daily decisions. Our courses are built around the kinds of situations that Spanish households actually face: variable income, shared expenses, housing costs, irregular work and the challenge of saving when margins feel tight.
Each module is self-contained and practical. You do not need to complete them in order. Start with the topic most relevant to your current situation and build from there.
Discuss courses with an advisor
Available modules
Each course covers a specific area of personal finance with practical exercises and clear explanations. All materials are in Spanish.
Household Budgeting
A practical introduction to tracking income and expenses, identifying spending patterns and creating a budget that reflects your actual life rather than a theoretical ideal.
Understanding and Managing Debt
Covers the types of debt common in Spain, how interest accumulates, prioritization strategies and how to approach debt reduction without disrupting essential expenses.
Building an Emergency Fund
Explains why an emergency fund matters, how to calculate the right size for your household, and practical approaches to building one even when disposable income is limited.
Developing Saving Habits
Explores the psychology of saving, common barriers to consistency and practical techniques for making saving automatic rather than a constant act of willpower.
Long-Term Financial Thinking
An introduction to thinking about financial goals beyond the immediate term. Covers pension basics in Spain, medium-term saving goals and how to start planning for larger life events.
Sharing Strategies That Work
A facilitated community module where participants share saving approaches that have worked in their specific situation. Peer-led with structured discussion and practical takeaways.
Flexible learning that fits your schedule
Self-Paced Modules
Most courses can be completed at your own pace, whenever suits you. There are no deadlines and no pressure to keep up with a group schedule.
Facilitated Sessions
Some modules include the option to join a facilitated group session where you can ask questions and discuss topics with others in similar situations.
Practical Exercises
Each module includes exercises that you apply to your own situation. The goal is always to connect learning to real financial decisions.
Community Integration
After completing modules, you can share observations and questions in the community space where other participants engage with the same topics.